Happy Tails Pet Insurance
Only for the pawrents who truly care.
​Coverage for surgical expenses due to your pet’s injuries, sickness, specified hereditary and congenital conditions.
Get up to $10,000[4] coverage for your dog/puppy and up to $3,800[5] for cat/kitten with our clinical and surgical benefit. Plus, get covered for specified hereditary and congenital conditions including Hip and Elbow Dysplasia, Luxating patella, Glaucoma, Cherry Eye, Intervertebral disc disease (IVDD) and conditions which require femoral head and neck excision.
​​Chemotherapy benefit for your dog and cat
Get chemotherapy coverage of up to $2,500[4] for your dog/puppy and up to $1,200[5] for your cat/kitten if your pet is diagnosed with cancer.
No Claim Discount of up to 15%
Enjoy extra savings of up to 15% if you have not made any claims in the preceding 3 consecutive years or more.
Here's how Happy Tails Pet Insurance protects your pet.
Additional benefits for you and your pet.
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If your dog or cat accidentally injured someone or destroyed properties, Happy Tails Pet Insurance's third-party legal liability benefit covers up to $500,000 for dog/puppy and up to $250,000 for cat/kitten.
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Receive up to $250 for costs of euthanasia, cremation, funeral service and handling charges from the veterinarian or funeral service providers.
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Your dog or cat needs to undergo a clinical examination before or within 30 days from the policy start date. Enjoy preferential rates through AniMall Click here to sign up now.
Enrol your dog or cat into Happy Tails Pet Insurance before your pet is 4 years old to lock in a 20% co-insurance for your pet’s whole lifetime, as long as your pet remains continually covered with Happy Tails Pet Insurance.
Here are some common conditions that your pets might face and how they are covered by Happy Tails:
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1. Intervertebral disc disease (IVDD): Your 3-year-old dog is insured with the Furry plan and the cost of treatment amounts to $7,000. Here is an overview of your out-of-pocket expenses and how Happy Tails can help:
Your total payment for your pet's treatment comes up to $1,650 for a $7,000 bill. Happy Tails takes care of the other $5,350.
2. Cruciate Ligament Tears (ACL Injury): Your 2-year-old cat is insured with the Purrfect plan and the cost of treatment amounts to $1,500. Here is an overview of your out-of-pocket expenses and how Happy Tails can help:
Your total payment for your pet's insurance comes up to $550 for a $1,500 bill. Happy Tails takes care of the other $950.
^Treatment cost vary based on severity. The above examples are for illustrative purposes only and assumes that the bill is not limited or excluded by policy terms and conditions.
Deductible: The fixed amount borne by you in a claim after your pet’s co-insurance portion has been applied.
Co-insurance: The portion of the claim amount which you need to pay before any deductible is applied.
Like their owners, pets fall sick too. Here is an example of how Happy Tails works:
Jane noticed her golden retriever puppy, Bella, has been limping over the past week. She also observed that Bella has stiffness in her front legs.
Bella was diagnosed with Elbow Dysplasia at the vet and surgery is recommended.
A month after surgery, Bella had follow-up x-rays and rehabilitation to help her in her recovery. Jane received thetotal bill of $4,000 from the vet.
Thankfully, Jane purchased Happy Tails Pet Insurance for Bella prior to discovering her illness.Happy Tails Pet Insurance paid $2,950^ of the total bill, helping to cushion Jane's out-of-pocket expenses.
This illustration is based on a dog enrolled into Furry plan before age 4, along with 20% co-insurance and $250 deductible.
Your coverage at a glance
*Annual Premium fee upon request
This illustration is based on a dog enrolled into Furry plan before age 4, along with 20% co-insurance and $250 deductible.
Eligibility
i. You are the policyholder and is also the owner of the pet.
ii. You hold a valid Singapore identification document such as a Singapore national registration identification card, employment pass, work permit, long-term visit pass or student pass.
iii. Your pet must
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be at least 16 weeks old and below 9 years old at the start date of insurance
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be micro-chipped
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live with the policyholder in Singapore
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undergo an enrolment clinical examination before or within 30 days from start date of policy and the examination result is submitted to Income Insurance
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complete all required vaccinations
iv. Your pet is not a working pet or a racing dog
Happy Tails Pet Insurance is a comprehensive pet insurance product offered by Income Insurance Limited (formerly NTUC Income) in Singapore. It is designed to help pet owners manage the high costs of veterinary care by providing coverage for:
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Medical treatments (clinical and surgical)
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Accidental injuries
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Chemotherapy
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Third-party liability
CLICK to Start your pet protection now!
​Happy Tails Pet Insurance
Daniel Chow
Financial Consultant
Odyssey
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M: +65 8807 5748
​http://wa.me/6588075748
daniel.chow@income.com.sg
Rep Code: 538559
MAS Rep.No: CZW300825005